Scottsdale, AZ: Dream Home Funder – Ryan Mandley has positioned itself as the go-to online resource offering personalized mortgage solutions, customized quotes, and attractive rates. Their home purchase loan process begins with submitting a simple mortgage pre-approval letter requesting funding that suits the client’s unique criteria and scenarios. The client then compares the mortgage interest rates and terms. Homebuyers interested in finding a trusted Scottsdale Mortgage Lender will be happy to learn about the company’s attractive loan programs.
Business owner Ryan Mandley is a branch manager and mortgage lender based in Scottsdale, AZ. He has helped many clients purchase and refinance their homes across multiple states. Dream Home Funder – Ryan Mandley is licensed to practice in multiple states and is adept at providing programs that make it easy for self-employed and employed buyers to find homes.
For clients in need of refinancing, Dream Home Funder – Ryan Mandley is well-placed to help them find suitable options that will reduce the interest rate and monthly payment. One popular refinancing solution is taking out cash from the home’s equity. Homebuyers also need to be aware of mortgage qualification guidelines by lenders, such as debt-to-income ratio and underwriting requirements. The recommended debt-to-income ratio of 28/36 translates to having no more than 28% of the overall income going to housing and 36% on total monthly debt, including mortgage payment. Loan requests must also satisfy the company’s underwriting guidelines.
Dream Home Funder – Ryan Mandley can help clients apply for conforming loans, jumbo and super-jumbo loans, FHA, VA, conventional, and USDA loans. Scottsdale Home Loans attract terms of 5 to 30 years. Applicants need to familiarize themselves with terms like Adjustable Rates (ARM) and fixed rates when applying for loans. Several partners and clients who have worked with Dream Home Funder – Ryan Mandley have given them 5-Star reviews for friendly and knowledgeable staff, timely transaction completions, and other glowing attributes.
As a matter of policy, the company is an Equal Housing Lender and does not participate in questionable business practices that segregate clients based on race, religion, sex, color, national origin, age, and marital status. However, the clients must be of the legal age to sign or enter into a binding contract. Clients are also free to inquire about the Client for Life Program.
To speak to the mortgage and refinancing experts at Dream Home Funder – Ryan Mandley, call (480) 203 6263, or visit their office at 7014 East Camelback Rd #B100A, Scottsdale, AZ, 85251. The company maintains visibility on social networks such as Facebook, Google Plus, LinkedIn, and YouTube. They are licensed to operate in Arizona, Nevada, Florida, Washington, and California.
Dream Home Funder – Ryan Mandley
7014 East Camelback Rd #B100A
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Daily Scotland News journalist was involved in the writing and production of this article.