
Kansas City, MO – Buying a home is a massive milestone for many families. However, mortgage lenders evaluate many things before approving a first-time home loan or refinancing. This includes the credit score, income, debt-to-income ratio, employment history, the type of home to be purchased, how much down payment is available, location, and even the service record before closing the deal. The entire process is complicated and tedious for a homeowner without the guidance of a certified mortgage advisor like McGowan Mortgages. They’re experts in customizing precise and specialized mortgage plans for families from their wide selection of lending products. The company is renowned for deftly breaking down the different kinds of home loans available for homeowners. These include; VA, FHA (Federal Housing Administration), Conventional, FHA 203K, First Time Home Buyer, Bank Statement Loan, and USDA. McGowan Mortgages Kansas City helps their clients to understand each of these home loan products, their pros and cons, and the most suitable one to settle for.

One of their recent clients gave them a 5-star review and had this to say, “Derek helped my wife and I buy our first house and was so great at walking us through the entire process, making sure we understood everything. He was always available to answer all of our questions and was impressively quick on getting paperwork signed and submitted. Put simply, he made everything easy. So glad we worked with Derek, and he’ll be our first call when we look at moving again!”
McGowan Mortgages give their clients timely advice on how to raise their credit score, which is one of the critical things that mortgage lenders mull about. Clients grow their credit score by keeping their credit balances low, paying bills on time, and applying for credit regularly. The company has successfully worked with thousands of clients since 2016, helping them understand the intricacies of things like interest rates. This success is primarily due to the expert financing knowledge and exceptional customer service they share with their clients. The company works with employees and self-employed individuals looking to either buy a home, refinance or invest in real estate.

Refinancing a mortgage is another service that the company renders. Whether a client is pursuing lower monthly repayments, paying off the loan quickly, switching from an adjustable-rate to a fixed-rate loan, debt consolidation, or cashing out. Their goal is to assist their clients in getting improved loan payment terms, settle on a lender offering the best terms, and understand the fine print, such as closing costs, prepayment penalties, and all other fees attached to the refinancing.
To learn more about homeownership or refinancing using the right mortgage, visit McGowan Mortgages Kansas City, or call (816) 631-9687 to speak to a customer representative. The company is located at 800 E 101st Terrace Ste. 350B, Kansas City, MO, 64131, USA.
Media Contact

Company Name
McGowan Mortgages
Contact Name
Derek McGowan
Phone
(816) 631-9687
Address
800 E 101st Terrace Ste. 350B
City
Kansas City
State
MO
Postal Code
64131
Country
United States
Website
https://www.mcgowanmortgages.com/
COMTEX_409062645/2737/2022-06-22T09:34:42
Disclaimer: The views, suggestions, and opinions expressed here are the sole responsibility of the experts. No Daily Scotland News journalist was involved in the writing and production of this article.
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